Your Guide to Living Benefits in Insurance Plans
“Living Benefits” has become the phrase for companies marketing Critical Illness insurance plans and rightly so. But what exactly are living benefits and what is making them so popular as insurance...
View ArticleWhy We’re Failing Our Policyholders
Simple but critical concepts, like the cost of delaying a term conversion, must be done annually with a needs review.A policyholder with a $75,000 term policy called in to change his address. Let’s...
View ArticleElimination of Commission Payments in Health Markets
Numerous studies have shown that choosing the right health insurance coverage is a daunting task for many consumers, especially those who have never had coverage. Consumers need advice from informed...
View ArticleUncovering the True Meaning of Disability
When you hear the word disability, what is the first thing that comes to mind? If you’re like most people, you might imagine the physical objects commonly associated with an illness or accident such as...
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