Terminal Illness Riders vs Living Benefits, Which is Best?
This is an extension of the article, Your Guide to Living Benefits in Insurance Plans. For a more complete review of insurance policies with living benefits please look at that article. Terminal...
View ArticleCritical Illness Plans With Many Covered Conditions
This article is an extension of the article, Your Guide to Living Benefits in Insurance Plans. Whereas Cancer Insurance and Heart Attack/Stroke Insurance are very specific to those conditions, there is...
View ArticleYour Complete Guide to Selling Health, Critical Illness & Accident Insurance
Back in the day, distant memory for many of us, agents could earn a good 6-figure income selling Major Med alone. A lot of water has gone under the bridge since then. Times have changed and with that...
View ArticleCritical Illness Insurance and The Long Journey To The USA
Has The Ship Really Come In? I just returned from the NACII convention that was held in Las Vegas, NV from September 10th – 12th. The National Association of Critical Illness Insurance has been holding...
View ArticleA NEW form of Alpha – Retirement Alpha!
Many people think that success in retirement is based on the balance in their IRA or 401(k). The premise goes that the amount of a person’s savings is what determines the success of their retirement....
View ArticleAnatomy of Today’s Health Insurance Consumer
Here is a great infographic from Aflac about today’s Health insurance consumer: (click on this link) Anatomy Infographic
View ArticleShort-Term Care Markets Set To Grow Predicts LTC Pro
A major initiative being undertaken by Jesse Slome, director of the American Association for Long-Term Care Insurance (AALTCI) is designed to propel the category of short-term care products into the...
View ArticleHow to Sell in Post Health Care Reform
Insurance consumers will always need insurance professionals. 2014 and President Obama’s sweeping Health Care Reform bill has been approved. It does not matter that the bill actually became law –...
View ArticleYour Guide to Living Benefits in Insurance Plans
“Living Benefits” has become the phrase for companies marketing Critical Illness insurance plans and rightly so. But what exactly are living benefits and what is making them so popular as insurance...
View ArticleWhy We’re Failing Our Policyholders
Simple but critical concepts, like the cost of delaying a term conversion, must be done annually with a needs review. A policyholder with a $75,000 term policy called in to change his address. Let’s...
View ArticleElimination of Commission Payments in Health Markets
Numerous studies have shown that choosing the right health insurance coverage is a daunting task for many consumers, especially those who have never had coverage. Consumers need advice from informed...
View ArticleUncovering the True Meaning of Disability
When you hear the word disability, what is the first thing that comes to mind? If you’re like most people, you might imagine the physical objects commonly associated with an illness or accident such as...
View ArticleWhy We’re Failing Our Policyholders
Simple but critical concepts, like the cost of delaying a term conversion, must be done annually with a needs review.A policyholder with a $75,000 term policy called in to change his address. Let’s...
View ArticleElimination of Commission Payments in Health Markets
Numerous studies have shown that choosing the right health insurance coverage is a daunting task for many consumers, especially those who have never had coverage. Consumers need advice from informed...
View ArticleUncovering the True Meaning of Disability
When you hear the word disability, what is the first thing that comes to mind? If you’re like most people, you might imagine the physical objects commonly associated with an illness or accident such as...
View Article